Articles
Director Loan Account Articles
Practical guidance for directors facing Director Loan Account claims, liquidator correspondence, repayment demands and negotiation pressure.
31 August 2026
What happens if I cannot repay a Director's Loan Account?
A practical overview of what can happen when a director is pursued for an overdrawn loan account, including repayment demands, negotiation options and escalation risk.
Read article14 August 2026
Why Directors Should Not Ignore a Director's Loan Account Demand
Ignoring a Director's Loan Account demand can increase the risk of escalation. A controlled, evidence-led response is usually stronger than silence or panic.
Read article24 July 2026
Affordability and Recoverability in Director’s Loan Account Negotiations
Affordability and recoverability can be central to Director’s Loan Account negotiations. Even where money is owed, the practical recovery position may shape settlement discussions.
Read article11 June 2026
Director’s Loan Account Dispute: When the Balance May Need Challenging
A Director’s Loan Account balance should not always be accepted at face value. Missing credits, misposted entries, unsupported opening balances and incomplete records may all justify challenge.
Read article19 May 2026
How Liquidators Review and Pursue Director’s Loan Accounts
Liquidators often review Director’s Loan Accounts as potential company assets. Understanding how the balance is assessed and pursued can help directors respond properly.
Read article27 April 2026
Director’s Loan Account Repayment Demand: What Evidence Should Be Checked?
A Director’s Loan Account repayment demand should not be accepted without checking the evidence. The ledger, bank records, credits, adjustments and affordability position all matter.
Read article12 March 2026
Overdrawn Director’s Loan Account: Your Options Before Agreeing to Repay
An overdrawn Director’s Loan Account should be reviewed before repayment terms are agreed. The balance, evidence, affordability and settlement options all need to be considered.
Read article18 February 2026
Can a Director’s Loan Account Be Reduced or Settled?
A Director’s Loan Account demand does not always have to result in immediate full repayment. The balance, evidence, affordability and recoverability position may all affect the outcome.
Read article23 January 2026
What to Do If a Liquidator Demands Repayment of a Director’s Loan Account
Received a liquidator repayment demand for an overdrawn Director’s Loan Account? Before agreeing to pay, the balance, evidence and recoverability position should be reviewed.
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